About Us


Where Your Financial Success Is Our Business

My name is Luis Bello, founder and broker-owner of APFS & CPAS, INC./DBA: ACTION PLUS FINANCIAL & ACTION PLUS REALTY SERVICES.   We have over 28 years of financial services experience.  Our tax business was founded on 1990 offering services including: •Personal tax preparation  • Business financial consulting and tax services • Managing residential investments and commercial real estate. On 1995 we added mortgage brokerage and real estate services on 2008.  IRS  Practitioner Tax Identification Number: P00099608.  National Mortgage Licensing System Numbers: 501159 and 1580355. FL Real Estate License Numbers: BK3216651 and CQ1032468.


Get The Concierge Service You Deserve!

No More running all over town looking for  companies to get your taxes done,  get a mortgage to buy or sell real estate anymore,  giving all your personal information to all these people you don't even know while wasting time and money in the process,  just call us and experience the difference!.


Stop Getting Pre-qual/approvals Are Not Worth the Paper It Is Written On!

Income Tax Preparation Services. Personal & Business. By Knowing About Taxes, We Can Start The Underwriting Process Immediately. Thus, Giving You A More Solid  Pre-Approval,  Way Before You Commit Into A Purchase Contract Taking Away The Chance Of Wasting Up To $500 For An Inspection, Up To $600 For An Appraisal And Even A Bigger Chance Of Losing Up To  $5,000 On Escrow Deposit Money. Don't Need to be In That Situation With Us, We Do It All In House.

Conventional & Government Home Loans,  Reverse Mortgages,  USDA, FHA,  VA,  100% Financing,  Sub Prime & Commercial Loans.  Even When Local Banks Have Turned You Down Or Simply To Get A Wholesale Rate.

Testimonials & FAQs




"I bought a Single Family home in 2010 in Ocoee, FL.

Very honest and competent service.  It's hard these days to find someone so knowledgeable person in taxation, mortgage and real estate. Luis helped me find  the best investment ever, making me about 25% per year".-Aldia


 "Being a first time home buyer, I was a little intimidated at first. Luckily Luis Bello made the process much easier than I had been anticipating. Any questions I had were answered quickly and efficiently. My family and I are very happy with our first home and couldn't have been more pleased with the service. We thank you for the time and effort you spent with us, making our first experience as easy as it was! I definitely recommend 1 Stop Realty Services  & Action Plus Financial Services to anyone and would not hesitate to use them again for myself!"-Rafael

More Testimonials!


"Very impressed, the way Luis helped me with my taxes, got a loan approval, negotiated the best terms on the loan and on my home purchase contract".-Ana


Q-What's the difference between a bank and a mortgage broker?

A: Mortgage brokers are often approved with many lenders through their wholesale division,  giving you the ability to have more loan program choices at a wholesale rate. Also, mortgage brokers have the ability of pulling one credit report that they can use to shop around different programs and rates for you through their approved lenders, putting you on the front seat. On the other hand,  banks can only use the credit report they pulled on you for their programs and rates only. If you are not happy with those programs or rates, the next bank you go to, would need to pull credit again, bringing your score down. Thus, reducing the chances of getting a good deal or even qualifying to get a loan.. 

Contact Us

Drop us a line!

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours. Be sure to call us first to make sure we are there when you come by. Thanks!


13340 W. Colonial Dr, Ste 220. Winter Garden, Florida 34787. email@actionplus.org

Office: (407) 905-9600, Fax: (877) 828-9320.